People Powered Banking: Ever wanted to own a financial institution? Join us and you will.
We’re a financial institution owned by our members. Instead of profits going to a bunch of shareholders you don’t even know, they get returned to you – in the form of great rates on savings and loans, and added conveniences. And if you thought that only people who work for Edison could join the Credit Union, that’s not the case. If you’re reading this, you can open an account. So join us!
People Powered Banking is actually pretty simple. Basically, we’re a not-for-profit financial institution, offering all the benefits of a traditional bank, but where you have the control. Since we’re owned by the very people we serve, there’s no middle man. You directly experience all of the rewards. And that’s just it… At the Credit Union, it’s all about you.
If you’ve ever wanted more from your bank, you need to come to the Credit Union. Since we’re owned directly by our members, you benefit from higher rates on savings and lower rates on credit cards and loans – along with the personal service you’ve been waiting for. So if you’ve ever wondered what it would be like to own your own financial institution, wonder no more!
Absolutely. While you hear so much about other financial institutions failing or not lending money, we remain safe and strong – helping our members, helping our community, and loaning money. You see, we never engaged in the subprime lending that was the downfall for so many others. Since we’re member-owned, we don’t feel pressure to engage in high-risk activities to earn higher and higher profits for stockholders. And at the Credit Union, your deposits are federally insured. We really are a financial institution you can trust.
Ask anyone and they’ll tell you we offer the same products and services as traditional banks – checking, savings, investment services, home loans, auto loans, credit cards, etc – but with a distinct difference. We work with you to customize those products to your particular needs – from multi-million dollar loans for businesses, to helping a teenager get his first car; from financing a family’s first home, to helping a newly-arrived immigrant establish credit. You see, you’re not just a number here. Our members own the Credit Union, and you’ll get the personal service that goes along with that. Plus, you can count on us for great rates and terms that are upfront and fair.
If you’re reading this, you can join SCE FCU. You only need $15 to open your account – $5 goes into your savings and secures your ownership in the Credit Union, and the remaining $10 is a tax-deductible donation to our non-profit SCE FCU Foundation. The Credit Union then matches that donation and helps disadvantaged youth and low-income families, offering financial education, assistance and improvement programs – all right here in the local community. So, just fill out a membership application or call us at 800.866.6474. It’s that easy.
We have several branches in Southern California, along with thousands of shared branches throughout the U.S. and overseas. Plus, we have more than 28,000 ATMs across the country, including at most 7-Eleven® stores. And it’s easy to find the ATM nearest you. You can use the ATM locator on our website, call a toll-free voice-automated locator, text your address, intersection or zip, or look for the CO-OP logo at credit unions and 7-Eleven stores nationwide.
Experience how People Powered Banking can change the way you feel about banking. To join us, just send in your membership application or give us a call at 800.866.6474. We have representatives ready to help in English or Spanish. You can also join us by visiting scefcu.org. It’s that simple, because we’re in business for only one reason – to serve you, our member/owners.